The inclusion of holidays is critical in calculating the “Bond Payment Dates”. There are bonds that accrue interest on the basis of Actual/360 or Actual/Actual. For example, if a bond has a payment date of 25th of each month, the accrual days for a period will be from 25th of this month to 24th of … Read more

Having a personalized signature in your email is an “etiquette” in the business world. It conveys a professional image and facilitates the communications. Many companies mandate their employees to create email signature adhering to certain company standards. The signature usually includes certain items such as name, title, company name, company address, phone #, fax #, … Read more

When you work on Microsoft Access queries or SQL queries, it is necessary to understand the concept join properties. There are inner join, left outer join, and right outer join. In Microsoft Access, queries are created with inner joins by default. Inner join produces a result with data appear in both tables that match with … Read more

In Microsoft Access, using only queries and macros (not VBA) can not make you go far enough. A professional database requires certain calculations and user interface to make it versatile and user-friendly. Access VBA (Visual Basic Application) is the final frontier that worth the effort to learn and master. The payoff can be beyond your … Read more

Sometimes I got the below data format when I downloaded data from a system or obtained a file from our clients. The clients might have used a pivot table to create such data and copy-and-paste-value the data before they sent us the file. That poses a problem if I want to further analyze the data … Read more

A “paper-less” office has been advocated for many years but you probably still see many people are printing tons of paper every day. Many people are still more accustomed to see things on papers rather than on computer monitors. It is also more convenient to use paper reports in a meeting. Many people like to … Read more

We can use the “Find & Select” function in Excel to copy only displayed cells after filtering. The same process can also avoid copying cells in the hidden columns / rows. For example, the below data set is filtered to only showing the “Jacket” and “Shoes” under the “Type” field. I want to copy only … Read more

The Excel file includes two types of collateral: Fixed and Adjustable. The fixed rate mortgage is the more popular one on the market. It is simple and predictable and is well accepted by the borrowers. The Adjustable Rate Mortgage (abbreviated as “ARM”) is less popular but it serves good purpose if you expect the interest … Read more

If you need to generate documents in a foreign language, you need to install a language pack and add a keyboard input method. Please follow the below steps to do so. Step 1: Click “Start” button and choose “Control Panel”. Step 2: On the Control Panel pop-up screen, choose “Clock, Language, and Region”, and then … Read more

There are several ways of using looping in Excel. In general, there are two main loop mechanisms in Excel VBA: the FOR loop and the DO loop. Each mechanism can be further structured in different ways to make it work as desired. There is no inherent superiority of one loop mechanism over another. The users … Read more